Conventional Home Loans
“Conventional” home loans are ideal for homebuyers with a little more down payment (3%-20% or higher) and slightly more stable credit history. Conventional loans are not directly insured by the government. FHA and VA loans are both explicitly insured by HUD or the VA. Conventional loans have slightly different qualifying criteria and fit different people for a variety of different reasons. Conventional loans may or may not require the much-despised Private Mortgage Insurance. Rest assured in knowing that we will do our best to avoid this requirement!
Our job is to help you determine if a Conventional loan is the best fit for you. For more details, GIVE US A CALL or FILL OUT THE CONTACT FORM and we can get started!