Home Financing

Financing the purchase of a new home is more complex than simply borrowing a sum of money. All kinds of preexisting factors play a role in determining the amount of your loan. Denver home loan companies want to see that you’ll be able to make monthly payments that will eventually lead to the debt being repaid in full, so you’ll have to share information about your income and assets. Lenders use that information to assess your ability to repay debt and determine how much of a risk you are when it comes to a new loan. This can lead to a tough situation for some, who due to bad credit or low income may find themselves evaluated as too high risk for the loan they need.

But you have options to help you negotiate a better loan. We’ll work with you to size up your loan qualifications, interest rate, and closing costs. These factors should fit together like pieces of a puzzle, working in tandem to help you achieve the best results. Many big lenders fail to properly structure these factors, to the detriment of their clients. At 5280lend, our focus is on you, first and foremost. We’ll pull out all the stops to get you the loan you need.